Llame al (714) 770-8207 para hablar con un agente.

Call (714) 770-8207 to speak with a licensed insurance agent.

The ABC’s (and even D) of Medicare

Publicado por Sandi Crawford, Marzo 14, 2016

65 is a good time of life because it means retirement, and there are many people who are looking forward to the Medicare medical insurance that is available. If you are nearing your 65th birthday, then you need to get ready to sign up for Medicare, and also consider other supplemental insurance coverage to go with your Medicare plan.

Here are a few basics of Medicare coverage to help you get started. There are several “parts” to Medicare coverage, and you need to make sure that you understand the A, B, C, and D’s of the insurance coverage:

Part A

Under Medicare Part A, most hospital visits and stays are covered, including hospice, home health, and nursing facilities.

Part B

With Medicare Part B, you will have your basic doctor’s visits covered. This coverage includes regular checkups, preventive care, lab tests, medical equipment, mental health, outpatient services, and certain types of ambulance services. Some of the coverage might require a separate monthly premium to get the full insurance that you need.

Part C

Also, known as “Medicare Advantage Plans,” this section makes it possible for private health insurance businesses to over benefits, such as PPOs and HMOs. Instead of going through the original Medicare offerings, you might choose a Medicare Advantage Plan to get the coverage that you want.

Part D

Basic Medicare insurance doesn’t cover prescription drugs, which is where Part D comes into play. Prescription drug coverage is only available through private insurance plans that have contracted with the government. You might have medication coverage through Part C, or you might choose to pay for a separate Part D plan.

Some people mistakenly think that basic Medicare will all types of medical expenses that might come up, but the truth is that you need to understand your plan details to be sure that you have the insurance coverage that is needed.

¿Necesita más información?

Contáctenos en Internet para recibir más información

Contáctenos

Close Accessibility Tools
Accessibility Controls Reset
Content Adjustments
Font Size

Default

Line Height

Default

Content Scaling

Default

Highlight Titles
Highlight Links
Highlight Forms
Align Left
Align Center
Align Right
Focus Mode
Color Adjustments
Desaturate
Monochrome
Contrast

Default

Saturation

Default

Accessibility Statement

Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

If you wish to contact this website's owner, please use the contact form on the website.

Our User Interface Adjustment Options

Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

Content highlighting - Users can prioritize key elements such as links, forms, and titles.

Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.

Close